CALL US FOR HELP

866-609-5835

Life Insurance in less than 1 hour.

We help you customize Life Insurance plans that fit your needs, health and budget.

ANY pre-existing condition welcomed

Up to age 90

No Medical Exams or Blood Work

Permanent and Term policies available

Living Benefits

Premiums that DO NOT increase

Sykes INsurance and Financial Group

carriers

TESTIMONIALS

What Clients are saying

" They found me a plan even with HIV"

"I can not stress how hard it was to find coverage. I spent 3 years looking. Darryl helped me get covered in less than 30 minutes. "

" Easy to understand"

"Kiarra made it easy to understand and compare rates. We picked the perfect plan with LIVING benefits."

"Covered at 67!!"

"I originally thought it would cost an arm and a leg to find Life Insurance. They got me coverage for $80/month."

"They have good partners"

"They recommend one of their insurance partners because my schedule was to busy to talk. I got $300,000 40 year term in less than 10 minutes... from work!"

STILL NOT SURE?

Frequently Asked Questions

Question 1: What does life insurance cover?

Life insurance can help cover major expenses like a mortgage, debt, or your children's college tuition, and can also replace lost income. The payout can even be used for everyday costs—whatever your beneficiaries need. In the end, it's their choice how to use the funds.

Question 2: But I have insurance through my employer, isn’t that enough?

Employer-sponsored policies usually provide coverage equal to 1-2 times your annual salary, which falls short of what most people need. Financial experts suggest having coverage that's around 10 times your salary. That's why many people choose to buy individual term life policies to supplement what they get through work.

Question 3: Does it offer a money-back guarantee?

Yes, our application is completely free and won't affect your credit score. Plus, every policy comes with a 30-day free look period, meaning you can get a full refund if you cancel within the first 30 days. After that, you can cancel anytime for any reason, with no fees or penalties. Simply call or email us to request a surrender form, sign it electronically, and we'll cancel your policy right away—no cancellation fees, ever.

Question 4: Can I speak with a real person?

Yes—we’re happy to assist and support you anytime.

This site is not maintained by or affiliated with any federal, state, or local government agencies, including the U.S. Department of Insurance. This website is intended solely for informational purposes and to assist consumers in connecting with insurance providers who may offer life insurance products in their area. The information provided on this site pertains only to the plans and services offered by our network of insurance partners. All trademarks, service marks, logos, and domain names are the property of their respective owners.

Sykes Insurance and Financial Group